Tax Credits & Benefits
Maximise your entitlements: Working for Families tax credits, the Independent Earner Tax Credit (IETC), donation tax credits, and other NZ tax rebates.
Working for Families Rates 2026-27: FTC, IWTC & Best Start (from 1 April 2026)
The full Working for Families table for 2026-27. FTC eldest $152.30/wk, subsequent $124.10/wk; In-Work Tax Credit boosted to $147.50/wk (temporary); Best Start $77.70/wk ($4,041/yr); abatement $44,900 at 27.5c. Every rate verified against IRD.
18 June 2026
IWTC $50/Week Boost 2026-27: How NZ's In-Work Tax Credit Lift to $147.50 Works
Budget 2026 temporarily boosted the In-Work Tax Credit by $50/week to $147.50 — $2,600/year extra for around 143,000 NZ families. Eligibility, family-income examples, expiry trigger (petrol below $3/L or 1 April 2027), and how to claim.
28 May 2026
NZ Budget 2026 Summary: IWTC +$50/wk Boost, KiwiSaver 3.5%, Donation Cap $100k
Personal-finance summary of NZ Budget 2026 delivered 28 May. Temporary $50/wk IWTC boost to $147.50, FTC and Best Start CPI uplift, KiwiSaver 3.5% confirmed 1 April 2026, new $100k donation tax credit cap, NFP tax-free threshold lifted to $10k. PAYE thresholds frozen, IETC unchanged.
28 May 2026
Why Budget 2026 Left NZ PAYE Thresholds Frozen — and What Fiscal Drag Will Cost You
Budget 2026 made no changes to NZ's PAYE brackets despite cost-of-living pressure. The $15,600 / $53,500 / $78,100 / $180,000 thresholds stay where Budget 2024 set them, with no inflation indexation announced. Here's how fiscal drag silently lifts your effective tax rate every year — and the IETC $5/week lift Treasury rejected.
28 May 2026
NZ Budget 2026: 12 Tax and Benefit Measures to Watch on 28 May
Pre-Budget preview of NZ Budget 2026 (28 May). A tight savings Budget with no broad tax cuts — what the public-sector cuts, frozen thresholds and cost-of-living squeeze mean for your money, plus the 12 PAYE / KiwiSaver / Working for Families / student loan / ACC / BrightLine settings to watch.
12 May 2026
Working for Families Square-Up at IR3 Time 2025-26 & 2026-27 — How Over-Payments Get Recovered (IRD)
If IRD paid you more Working for Families during the year than your final income justified, the difference is clawed back at tax time. How the WfF square-up works for 2025-26 and 2026-27, what triggers an over-payment, and how to avoid the shock.
21 April 2026
Independent Earner Tax Credit (IETC) Explained
How the NZ Independent Earner Tax Credit works — the $10/week credit, the $24,000–$70,000 income range, abatement above $66,000, and how to claim it.
22 March 2026
Working for Families Rates for 2025-26: Credits, Thresholds, and Abatement
Updated Working for Families tax credit amounts, income thresholds, and abatement rates for the 2025-26 New Zealand tax year, including Family Tax Credit and In-Work Tax Credit.
22 March 2026
Working for Families Tax Credits Guide 2026-27 (Post-Budget 2026)
Complete guide to NZ Working for Families for 2026-27: Budget 2026 lifted IWTC by $50/wk to $147.50 (temporary), CPI uplift on FTC and Best Start, new abatement settings $44,900 / 27.5%, and Best Start year-1 income testing for babies born from 1 April 2026.
22 March 2026
Donation Tax Credits in New Zealand: How to Claim
A guide to claiming donation tax credits in NZ — eligible donations, the 33.33% credit rate, how to claim through IRD, and what receipts you need.
28 January 2026
Working for Families Tax Credits: A Complete Guide
Understand Working for Families tax credits in New Zealand — eligibility, payment types, income thresholds, and how to apply for family tax support.
25 January 2026